Now don’t generalize this because there are exceptions to this but did you know a “business” can file bankruptcy for millions of dollars and their assets won’t get affected but a student who was given 1,000’s in student loans at 18 can’t. Is this system rigged? Probably, not saying that they should forgive student loans in bankruptcy but if student loans were “bankruptable” (that may be a made up word)but if they were im pretty sure the banks would be more careful in lending money out so freely don’t you think? What are your thoughts on this im very curious to know.
Everyone is posting their credit score so here is mine pre debt payoff. We’ll see how the coming months affect it! (Disclaimer I am not pro credit score, but i am interested in seeing how paying off debt affects it)
Have you ever noticed that the people that tell you that you need credit to build wealth are broke? Why is it that Warren Buffet or any wealthy person never includes borrowing money as one of the secrets to success. Notice how they all insist that you live off less than what you make, this is because this is the key to truly being wealthy. Don’t let these people sway you into thinking that your ideas are wrong, you can be debt free and you dont need credit to build wealth. ❤️
11 17211 hours ago
It’s been 5 months since I last posted my credit score! 5 months ago it was 751 TransUnion and 753 Equifax so almost no change. In the last 5 months we’ve paid off about $12k of debt in which we paid in full 4-5 loans (I think it acts like closing an account). Your credit score is just a “debt” score, but we still care about it because we intend to get a mortgage.
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1 9024 days ago
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10 1536 days ago
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